A gold loan is a secured loan where you pledge gold jewellery/ornaments as collateral to a bank or NBFC and receive funds based on its value.

What is the address of IIFL Gold Loan in Devigarh, Patiala?

IIFL Gold Loan Devigarh, Patiala is located at the following address: Upper Ground Floor, Main Pehowa Road Devigarh, Patiala-147111.

What are the business hours of IIFL Gold Loan Devigarh, Patiala?

IIFL Gold Loan Devigarh, Patiala working hours are Monday (09:30 AM-06:30 PM), Tuesday (09:30 AM-06:30 PM), Wednesday (09:30 AM-06:30 PM), Thursday (09:30 AM-06:30 PM), Friday (09:30 AM-06:30 PM), Saturday (09:30 AM-06:30 PM)

What are the payment options available at IIFL Gold Loan Devigarh, Patiala?

The payment options available at IIFL Gold Loan Devigarh, Patiala are Cash, Online Payment.

What are the parking options available at IIFL Gold Loan Devigarh, Patiala?

The parking options available at IIFL Gold Loan Devigarh, Patiala are Free parking on site.

What is the rating of IIFL Gold Loan Devigarh, Patiala?

The rating of IIFL Gold Loan Devigarh, Patiala is 5.

How can I contact the IIFL Gold Loan Devigarh, Patiala branch?

IIFL Gold Loan Devigarh, Patiala can be contacted at +912271072816. Alternatively visit our website for more details.

Patiala . Devigarh . 147111

IIFL Gold Loan

Q: What is the maximum/minimum tenure of Gold Loan from IIFL Finance?

The repayment tenure for a gold loan from IIFL Finance will depend on the scheme that you have applied for. You can opt for a flexible repayment period ranging from a minimum of 3 months to a maximum of 2 years, allowing you to plan your repayments according to your financial convenience.

Devigarh Patiala

- Closed for the day

Upper Ground Floor, Main Pehowa Road Devigarh Patiala - 147111
Near Baba Shakar Gir

Call Branch Get Directions

0.83% Rate/Month

30 min Disbursal

75% Max LTV

5★ 1 Reviews

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Branch Information

Address

Upper Ground Floor, Main Pehowa Road
Devigarh
Patiala - 147111
Punjab

Hours Today

Closed for the day

Parking

Available

Free parking on site in Devigarh

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Products Available at Devigarh, Patiala

Gold Loan

-Low Gold Loan rate of Interest -No Hidden Cost

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Education Gold Loan

-Fast Process & Disbursal -No Collateral Required -Low Interest rate

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Gold Loan For Women

-Specialised Gold Loan scheme -Quick Approval -Easy Documentation

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Gold Loan For MSME Business

-Quick Process and Documentation -Affordable Interest rate -No Collateral Required

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Business Loan

-Paperless Process -No Collateral Needed -Quick Disbursal

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SME Loan

-Fast Approval -Easy Repayment -No Collateral

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Home Loan

-Fast Processing -Easy Balance Transfer -Loan from 2Lakhs onwards

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Demat Account

-Recommendations on whatsapp -Advice from Market Gurus -Dedicated RM Support

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Gold Loan Calculator Business Loan Calculator

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Customer Reviews

Ratings & Reviews

Arshdeep Singh

Posted on: 31-08-2026
- 5
Good 👍

Read All 1 Google Reviews ↗ | ✎ Write a Review

About IIFL Gold Loan

IIFL Finance is a trusted Gold Loan Provider and one of India's leading NBFCs, offering secure and hassle-free Gold Loan Services through 2,700+ branches nationwide. As a preferred Gold Loan Company, we provide flexible Gold Loan Schemes with competitive interest rates, quick disbursal, transparent pricing, and no hidden charges. In addition to gold loans, we also offer tailored business loans to meet diverse financial needs. If you're searching for Gold Loan Near Me or reliable Gold Loan Companies, visit your nearest IIFL Finance branch at Devigarh, Patiala or contact us at 7039-050-000 for expert assistance.
The address of this branch is Upper Ground Floor, Main Pehowa Road, Near Baba Shakar Gir, Devigarh, Patiala, Punjab.

2,800+ Branches Nationwide

2 Cr+ Customers Served

28 Yrs Industry Legacy

BSE/NSE Publicly Listed

Why IIFL Finance?

RBI-regulated NBFC - safe, compliant, and trusted
Gold loan disbursed in 30 minutes - fastest in India
No income proof, no CIBIL score required
Bank-grade vault with 100% gold insurance
Transparent pricing - zero hidden charges
Flexible repayment - part-pay or close anytime
Doorstep gold loan in select areas of Delhi

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Manage your loan, track gold rates, and apply online - all from your phone.

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Business Hours

Devigarh, Patiala

Mon (Today) 09:30 AM - 06:30 PM

Tue 09:30 AM - 06:30 PM

Wed 09:30 AM - 06:30 PM

Thu 09:30 AM - 06:30 PM

Fri 09:30 AM - 06:30 PM

Sat 09:30 AM - 06:30 PM

Sun Closed

*Branch may observe additional closures on gazetted holidays. Call ahead to confirm.

Gold Loan Eligibility

Check if you qualify - instantly

Age: 18-70 years
Gold purity: 18-22 karat
Minimum gold: 2 grams
Any income / employment
No CIBIL score required
Aadhaar + PAN card

Check Eligibility & Apply →

Get Direction To IIFL Gold Loan

8J2R5GQC+6J

Patiala, Punjab, India

Payment Methods

Cash
Online Payment

Parking Options

Free parking on site

Other Punjab Branches

Feature Services

Easy Gold Loan Documentation

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Frequently Asked Questions - Gold Loan in Patiala

What is gold loan eligibility?

In order to be eligible to apply for a Gold Loan from IIFL Finance, you must be between 18 and 70 years of age and provide valid identity and address proof, such as Aadhaar Card, PAN Card, Passport, Voter ID Card, Driving License, utility bills, bank statements, or lease agreements. If you meet these simple gold loan eligibility criteria criteria, you can unlock the value of your gold assets to meet your financial needs.

How much loan can i get on gold from IIFL Finance?

The gold loan amount that you can borrow from IIFL Finance depends on its quality or purity and the market value of gold at the time of application. You can avail of a maximum loan of up to 75% of your gold's market value, based on its purity and other factors. So if your gold is valued at â‚¹100,000, you can borrow up to â‚¹75,000.

How is gold loan calculated?

The gold loan is calculated by taking into consideration the quality of the pledged gold and its market value. The gold loan calculator on IIFL Finance's website simplifies things for you. Simply enter the weight of your gold, and the calculator will show you the maximum loan amount you can avail. The market value is calculated using the 30-day average rate of 22-karat gold, ensuring a fair and transparent process.

What is the minimum limit for IIFL Gold Loan?

To avail a gold loan from IIFL Finance, the minimum amount you can borrow is either â‚¹3,000 or the value of 1 gram of gold on the day of application, whichever is higher. In simple words, even with a small amount of gold, you can access funds when you need them most.

What is the maximum/minimum tenure of Gold Loan from IIFL Finance?

The Gold loan repayment tenure from IIFL Finance will depend on the scheme that you have applied for. You can opt for a flexible repayment period ranging from a minimum of 3 months to a maximum of 2 years, allowing you to plan your repayments according to your financial convenience.

Do you need to have a guarantor to apply for gold loan?

No, there is no need for a guarantor to apply for a gold loan from IIFL Finance.

What are the different types of gold ornaments that you can pledge to get a loan from IIFL Finance?

Ornaments like rings, necklaces, bracelets, gold chains, earrings, pendants, bangles, anklets etc can be pledged to get a gold loan from IIFL Finance.

What documents are required to apply for gold loan?

To apply for a gold loan from IIFL Finance, you will need to provide gold loan documents that verify your identity and address. Acceptable identity proofs include Aadhaar Card, valid passport, PAN Card, valid Driving License, or Voter's ID card. For address proof, you can submit any of the aforementioned documents along with an Electricity Bill or Bank Statement.

What are the repayment options for an IIFL Gold Loan?

IIFL Gold Loan offers various repayment options, including EMIs and bullet repayment, allowing customers to choose a plan that suits their financial situation.

Are there any processing fees or hidden charges associated with IIFL Gold Loan?

Processing fees or other charges may apply when taking an IIFL Gold Loan. Itâ€™s crucial to inquire about all potential costs upfront to have a clear understanding of the total charges.

What is the interest rate for an IIFL Gold Loan and how is it calculated?

The interest rate on an IIFL Gold Loan can vary based on several factors, such as loan amount and tenure. Itâ€™s important to consult IIFLâ€™s latest offerings to understand specific rates and calculations.

Can I extend the tenure of my IIFL Gold Loan if needed?

Yes, you may be able to extend the tenure of your IIFL Gold Loan by contacting IIFL and discussing available options. Terms and conditions may apply.

Is there a minimum loan amount that I can apply for with IIFL Gold Loan?

The minimum loan amount for an IIFL Gold Loan may vary. Itâ€™s best to check directly with IIFL to understand their current minimum loan criteria.

How does IIFL ensure the security of my gold deposits?

IIFL ensures the security of your gold through secure vaults and comprehensive insurance coverage, safeguarding the jewelry deposited for loans.

What happens if I am unable to repay my IIFL Gold Loan on time?

If youâ€™re unable to repay your IIFL Gold Loan on time, additional charges or penalties may apply. Its advisable to contact IIFL to discuss possible extensions or repayment plans to avoid forfeiture of your gold.

Can I prepay my IIFL Gold Loan? Are there any charges for prepayment?

Yes, you can prepay your IIFL Gold Loan. However, specific terms and charges, if any, for prepayment should be clarified with IIFL directly.

How does IIFL Gold Loan determine the value of my gold?

IIFL Gold Loan assesses the purity and weight of the gold jewelry to determine its market value, and then they provide a percentage of this value as the loan amount.

What is the process for applying for an IIFL Gold Loan?

The process usually involves bringing your gold jewelry to an IIFL branch, where it will be appraised. Once approved, you complete the necessary paperwork and receive the loan amount against your gold.

What documents are required for applying for an IIFL Gold Loan?

To apply for an IIFL Gold Loan, you generally need to provide identity proof, address proof, and ownership proof of the gold jewelry. Its best to confirm the exact documentation requirements with IIFL.

What are the eligibility criteria for availing an IIFL Gold Loan?

To avail an IIFL Gold Loan, you typically need to be a resident of India and possess gold jewelry. The specific eligibility requirements may vary, so its recommended to contact IIFL for detailed criteria.

What documents are required to apply for a gold loan?

Only basic KYC: Aadhaar, PAN, voter ID, passport, and address proof. No income documents required in most cases.

What is the interest rate on gold loans?

Rates vary by lender, generally lower than personal loans. Typically ranges up to 24% per annum depending on profile and tenure. IIFL Finance provides gold loan at attractive interest rate of up to 0.99% per month. This is usually the starting rate under applicable schemes. Rates vary based on loan scheme, amount, tenure, and profile

What type of gold is accepted?

Mostly 18–22 karat gold jewellery is accepted. Some lenders may accept coins (up to certain limits), but not all accept bars or bullion.

Who can apply for a gold loan?

Any Indian resident adult with gold jewellery and valid KYC (Aadhaar, PAN, address proof) can apply. Income proof is usually not required.

What is a gold loan?

A gold loan is a secured loan where you pledge gold jewellery/ornaments as collateral to a bank or NBFC and receive funds based on its value.

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