what is gold loan eligibility?

In order to be eligible to apply for a Gold Loan from IIFL Finance, you must be between 18 and 70 years of age and provide valid identity and address proof, such as Aadhaar Card, PAN Card, Passport, Voter ID Card, Driving License, utility bills, bank statements, or lease agreements. If you meet these simple eligibility criteria, you can unlock the value of your gold assets to meet your financial needs.

How much loan can i get on gold from IIFL Finance?

The gold loan amount that you can borrow from IIFL Finance depends on its quality or purity and the market value of gold at the time of application. You can avail of a maximum loan of up to 75% of your gold's market value, based on its purity and other factors. So if your gold is valued at ₹100,000, you can borrow up to ₹75,000.

how is gold loan calculated?

The gold loan is calculated by taking into consideration the quality of the pledged gold and its market value. The gold loan calculator on IIFL Finance's website simplifies things for you. Simply enter the weight of your gold, and the calculator will show you the maximum loan amount you can avail. The market value is calculated using the 30-day average rate of 22-karat gold, ensuring a fair and transparent process.

What is the minimum limit for IIFL Gold Loan?

To avail a gold loan from IIFL Finance, the minimum amount you can borrow is either ₹3,000 or the value of 1 gram of gold on the day of application, whichever is higher. In simple words, even with a small amount of gold, you can access funds when you need them most.

What is the maximum/minimum tenure of Gold Loan from IIFL Finance?

The repayment tenure for a gold loan from IIFL Finance will depend on the scheme that you have applied for. You can opt for a flexible repayment period ranging from a minimum of 3 months to a maximum of 2 years, allowing you to plan your repayments according to your financial convenience.

Do you need to have a guarantor to apply for gold loan?

No, there is no need for a guarantor to apply for a gold loan from IIFL Finance.

What are the different types of gold ornaments that you can pledge to get a loan from IIFL Finance?

Ornaments like rings, necklaces, bracelets, gold chains, earrings, pendants, bangles, anklets etc can be pledged to get a gold loan from IIFL Finance.

What documents are required to apply for gold loan?

To apply for a gold loan from IIFL Finance, you will need to provide documents that verify your identity and address. Acceptable identity proofs include Aadhaar Card, valid passport, PAN Card, valid Driving License, or Voter's ID card. For address proof, you can submit any of the aforementioned documents along with an Electricity Bill or Bank Statement.

What is the address of IIFL Gold Loan in Birati, Kolkata?

IIFL Gold Loan Birati, Kolkata is located at the following address: No 695, 1st Floor, MB Road, Pathanpur Birati, Kolkata-700051.

What are the business hours of IIFL Gold Loan Birati, Kolkata?

IIFL Gold Loan Birati, Kolkata working hours are Monday (09:30 AM-06:00 PM), Tuesday (09:30 AM-06:00 PM), Wednesday (09:30 AM-06:00 PM), Thursday (09:30 AM-06:00 PM), Friday (09:30 AM-06:00 PM), Saturday (09:30 AM-06:00 PM)

What are the payment options available at IIFL Gold Loan Birati, Kolkata?

The payment options available at IIFL Gold Loan Birati, Kolkata are Cash, Online Payment.

What are the parking options available at IIFL Gold Loan Birati, Kolkata?

The parking options available at IIFL Gold Loan Birati, Kolkata are Free parking on site.

What is the rating of IIFL Gold Loan Birati, Kolkata?

The rating of IIFL Gold Loan Birati, Kolkata is 4.1.

How can I contact the IIFL Gold Loan Birati, Kolkata branch?

IIFL Gold Loan Birati, Kolkata can be contacted at +917039001900. Alternatively visit our website for more details.

IIFL Gold Loan, Birati

Store Ratings
- 4.1
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Birati-Patanpur Gl
No 695, 1st Floor, MB Road, Pathanpur
Birati
Kolkata - 700051
Near Nimta Thana
+917039001900 CALL NOW +918657406023
- Closed for the day
https://www.iifl.com/gold-loans
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-Low Gold Loan rate of Interest -No Hidden Cost -Gold Loan at Home service

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Asim Ghosh

Posted on: 06-10-2023
Rated
- 5
Good
Amit Nandi

Posted on: 15-09-2023
Rated
- 5
Very good service from Birati Branch

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About IIFL Gold Loan

IIFL Finance is one of the leading NBFCs that provides a comprehensive range of financial solutions. We are one of the most preferred Gold Loan Financing Companies. We also offer Business Loans catered to your specific needs and goals. Our 2700+ branches across India offer customised loan schemes at low interest rates, no hidden charges, and quick disbursal. To apply for a loan, you can visit your nearest branch. Those applying for a gold loan can also opt for the gold loan at home service, which is currently available in select cities. For any loan-related queries, feel free to connect with us at 7039-050-000.
The address of this branch is No 695, 1st Floor, MB Road, Pathanpur, Near Nimta Thana, Birati, Kolkata, West Bengal.

IIFL Finance Gold Loan Branch Details

Business Hours

Mon 09:30 AM - 06:00 PM
Tue 09:30 AM - 06:00 PM
Wed 09:30 AM - 06:00 PM
Thu 09:30 AM - 06:00 PM

Fri 09:30 AM - 06:00 PM
Sat 09:30 AM - 06:00 PM
Sun Closed

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7MJCMC79+3F

Kolkata, West Bengal, India

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Free parking on site

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